"We are rolling out Facebook Pay to a small set of countries and apps first, with the intention to bring this service to more people over time", the company notes on the official webpage for Facebook Pay.
Currently, if you want to make payments on Facebook, Messenger, Instagram, or WhatsApp, you'd need to enter your payment information separately on each. The new service is aimed at making payments easier across Facebook, Messenger, Instagram, and WhatsApp. The platform can be used for in-game purchases, event tickets, person-to-person transactions on Messenger, and purchases from Facebook Marketplace made on selected pages and businesses. Over time, the service will be extended to Instagram and WhatsApp. The service will support "most credit and debit cards", along with PayPal, while the payments will be processed using Stripe and PayPal's services.
Initially, Facebook Pay will be available to Facebook and Messenger.
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Interestingly, Facebook Pay comes shortly after payment companies dropped out of Libra - its new blockchain-based global currency announced in June 2019.
In what seems to be a concerted effort not to further alarm regulators, Facebook seems to say that the launch of its new payments platform is essentially a re-branding of what it already offers with a few upgrades.
View their payment history, manage payment methods and update their settings in one place. An interesting facet of their security measures is that users can add a PIN or use their device's biometric features, such as facial ID, to add a secondary layer of protection whenever they wish to transfer money. Attention, the firm reserves the right to use certain information collected via Facebook Pay to refine its own advertising targeting.
Fb Pay delivers the corporation nearer to Mark Zuckerberg's vision of harmonizing all of Facebook's applications.